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Affordable Care Act (ACA)

The comprehensive health care reform law enacted in March 2010 (sometimes known as Obamacare) that addresses health insurance coverage, costs, and preventive care.

HIPAA

The Health Insurance Portability and Accountability Act of 1996 protects the privacy and security of health information and provides rights to patients.

Employee Benefits Compliance Glossary

Navigate the complex landscape of health insurance regulations with our A–Z guide to essential compliance terminology and legislative acts.

COBRA

The Consolidated Omnibus Budget Reconciliation Act gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan.

Medicare Part D Creditable Coverage

A disclosure requirement for employers to notify Medicare-eligible individuals whether their prescription drug coverage is at least as good as standard Medicare prescription drug coverage.

ERISA

The Employee Retirement Income Security Act of 1974 is a federal law that sets minimum standards for most voluntarily established retirement and health plans in private industry.

Section 125 (Cafeteria Plans)

A part of the IRS Code that allows employees to convert a taxable cash benefit (salary) into non-taxable benefits, helping both employers and employees save on taxes.

Compliance Resources & Official Guides

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Federal Compliance 
Regulatory News & Updates

Stay informed with the latest updates from the Department of Labor and IRS tax guidance.

Compliance Checklists

Access the comprehensive guide to federal health benefit mandates and employer responsibilities.

Downloadable reporting calendars and ERISA compliance checklists for small to mid-size businesses.

The information provided in this alert is not, is not intended to be, and shall not be construed to be, either the provision of legal advice or an offer to provide legal services, nor does it necessarily reflect the opinions of the agency, our lawyers, or our clients. This is not legal advice. No client-lawyer relationship between you and our lawyers is or may be created by your use of this information. Rather, the content is intended as a general overview of the subject matter covered. Premier AZCA Insurance Services is not obligated to provide updates on the information presented herein. Those reading are encouraged to seek direct counsel on legal questions. 

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